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OR

Fax your statements on :
585-325-4013
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MOTO Credit Card Processing

Step 1

Customer calls in and gives the merchant his/her credit card information.  The merchant manually keys the information into the credit card machine/ POS terminal or at a secure gateway.         

Step 2

The credit card information is sent to the First Capital Payments for authorization.

Step 3

First Capital Payments sends the credit card details to the issuing bank for verification.

Step 4

The credit card issuer verifies to see if the cardholder has sufficient funds available on the card. The Bank then sends back an approval message if there is sufficient fund or a decline message if there are in sufficient funds to First Capital Payments.

Step 5

First Capital Payments send the approval number or decline message back to the merchants. The merchant then prints a receipt for their records.

Step 6

At the end of the day the merchant settles or batches out their sales. Once the batching processing is initiated the issuing bank transferred the amount to the acquiring bank (merchant's bank).

This entire process takes approximately 3-15 seconds.

Call 1 877 506 9746 to speak to a Business Solution Provider and start processing transactions by Phone, Fax, or Mail Orders now.

* MOTO = Mail Order Telephone Order.